Simple, Transparent Pricing 💰
Start with a 30-day trial. Cancel anytime. ✨
Basic
Manual Budgeting
A simple budgeting tool—manually upload transactions, track spending on your terms.
- Manual transaction upload
- Core budgeting tools
- Basic spending visualizations
- Envelope-style budgeting
- No bank connections needed
- Perfect for cash budgeting
Budget
Essentials Only
A step up from Basic—bank syncing, limited AI insights, and budgeting automation.
- 1 bank connection
- Syncs every other day
- 30-day AI insights
- Basic automation rules
- Spending visualizations
- Email support
Budget Pro
Personal Finance Pro
Take control of your money with AI insights, automated rules, and daily syncing.
- 2 bank connections
- Daily syncing
- 60-day AI insights
- Expanded automation rules
- Priority support
- Advanced spending analytics
Family
Shared Budgets
One subscription covers your entire family—sync finances across multiple users with shared budgeting and twice-daily updates.
- 5 bank connections
- Twice daily syncing
- 60-day AI insights
- Shared budgeting for the whole family
- Multiple user access (one subscription)
- Family financial dashboard
Business Essentials
Freelancer Finance
Manage personal & business finances in one place—income, expenses, invoicing, and tax tracking.
- 10 bank connections
- 6x daily syncing
- 90-day AI insights
- Business/personal separation
- Basic invoicing
- Income stream tracking
- Business account insights
Business Pro
Solopreneur Suite
The full finance suite for solopreneurs—AI-powered categorization, cash flow tracking, and real-time syncing.
- 20 bank connections
- Real-time syncing
- 90-day AI insights
- AI-powered automation
- Cash flow predictions
- Advanced P&L reports
- Priority support
- Everything in Essentials
We believe everyone should have access to smart budgeting tools. If you're a student or our prices are beyond your means, we're here to help.
Get 50% Off CodeFAQ
Everything you need to know about Cake Budget
Cake Budget is an envelope budgeting style web app that uses 'Slices' instead of envelopes. It helps you manage your finances by allocating your income into virtual slices for different budget categories. Our traffic light system gives you a quick visual indicator of your spending ability - green means you're well within budget, yellow suggests caution, and red indicates you should hold off on non-essential purchases.
Slices are Cake Budget's version of envelope budgeting envelopes. They represent different areas of your budget, such as groceries, rent, entertainment, mortgage, car insurance, etc. You allocate your income to these slices and spend from them, helping you stay within your budget.
The safe to spend number is the amount of money you can spend without going over what is currently allocated to your budget. Our traffic light system gives you a quick visual indicator of your spending ability. Green means you're well within budget, yellow suggests caution, and red indicates you should hold off on non-essential purchases.
Yes! Cake Budget allows you to transfer money between slices easily. This flexibility helps you adjust your budget as your needs change throughout the month.
No, all users can create unlimited slices regardless of their plan. However, shared slices are only available for Family plan users and higher.
Yes, you can connect multiple bank accounts to Cake Budget. The number of connections depends on your subscription plan.
Our AI analyzes your spending patterns and provides personalized recommendations to help you optimize your budget. It can identify areas where you might be overspending and suggest ways to save money.
AI insights are available at different levels depending on your plan. Basic users don't have access to AI insights. Budget users get limited 30-day insights. Budget Pro and Family users get 60-day insights. Business plans offer 90-day insights with additional features.
We take your privacy seriously. For users who opt in to AI features, we clean and anonymize the data before processing. We never train our AI models on customer data. If you delete your account, we also wipe any related AI data and insights for your account. This means you always remain in control of your information and how it's used.
Not at all! While bank syncing makes things easier, you can manually upload transactions or track cash spending. Cake Budget works great either way.
Absolutely. We use bank-level encryption and never store your bank credentials. Your security is our top priority.
We focus on clear visuals, reduced cognitive load, and intuitive interfaces. Our traffic light system and visual cues make quick decisions easier, especially for ADHD brains.
Yes! We offer a 30-day free trial. A credit card is required to start the trial, but you're free to cancel anytime. Our plans start from just $2.99/month for basic features.
Budget with confidence, not confusion ✨
Budgeting that just makes sense. Try Cake Budget today!