Budgeting for Irregular Income 💰
Whether you're driving for DoorDash, freelancing, or juggling multiple gigs, Cake Budget adapts to your income reality. Give every paycheck a purpose, no matter when it arrives.
Traditional Budgets Weren't Built for You
Unpredictable Income
Our solution: Track multiple income streams separately
Feast or Famine Cycles
Our solution: Smart averaging and cushion building
Tax Confusion
Our solution: Automatic tax slice allocation
No Safety Net
Our solution: Emergency fund automation
"Give every paycheck a purpose" - not just every dollar. Because your paychecks come when they come.
Features Built for Your Reality
Multiple Income Tracking
DoorDash on Monday, Uber on Tuesday, freelance on Friday? Track each stream separately.
Tax Slice Automation
Automatically set aside 25-30% for taxes. Never get caught off guard in April.
Income Averaging
See your real average income over 30, 60, or 90 days. Plan with confidence.
Goal-Based Budgeting
Set weekly or monthly income goals. Track progress in real-time.
Smart Paycheck Detection
Automatically categorize income by source. Know which gigs pay best.
Flexible Thresholds
Adjust your traffic light based on this week's earnings. Stay realistic.
How Cake Budget Works for Gig Workers
Connect All Income Sources
Link your business checking, PayPal, Stripe, or wherever your money lands. See everything in one place.
Set Up Smart Rules
"When DoorDash pays me, save 30% for taxes." "When client invoice hits, fund emergency slice." Automate your system.
Give Each Paycheck Purpose
Monday's Uber earnings? That's for groceries. Friday's freelance check? Straight to rent. Every dollar has a job.
Check Your Traffic Light
Green light? Treat yourself. Yellow? Maybe wait for tomorrow's gigs. Red? Time to hustle. Visual clarity, always.
Built for Every Type of Gig Worker
The Multi-App Driver
Your situation: Drive for Uber, DoorDash, and Instacart
Cake Budget helps: See combined earnings across all apps in one place.
The Creative Freelancer
Your situation: Mix of client work, Fiverr gigs, and Etsy sales
Cake Budget helps: Track project income separately. Never lose track of who paid what.
The Side Hustler
Your situation: 9-5 job plus weekend gig work
Cake Budget helps: Keep gig money separate. See exactly what your side hustle adds.
The Seasonal Worker
Your situation: Busy seasons and slow periods
Cake Budget helps: Build cushions during busy times. Navigate slow seasons confidently.
Never Get Surprised by Taxes Again
Set up a tax slice that automatically gets funded with every gig payment. Come tax time, the money's already there. No scrambling, no stress.
How It Works:
Create a "Taxes" slice and set up a rule: "When income arrives, move 25-30% to tax slice." That's it. The money is set aside automatically, ready when you need it.
What Cake Budget Actually Does for Gig Workers
See Everything in One Place
All your income streams - Uber, DoorDash, freelance work - visible in a single dashboard. No more checking multiple apps.
Automate Tax Savings
Set rules to automatically move a percentage of income to your tax slice. Never scramble for tax money again.
Know Your Spending Power
Traffic light shows if you can afford something based on all your income and expenses combined.
Build Emergency Funds
Create slices for slow seasons. Automate savings during good weeks to cushion the lean times.
Your Income is Irregular. Your Budget Doesn't Have to Be.
Track every income stream, save for taxes automatically, and always know where you stand. Built by someone who gets the gig economy struggle.
No credit card required • Perfect for 1099 workers