Cake Budget
Real Life Budgeting

Working Multiple Jobs? We Get It. 💪

Whether you're working two jobs to pay off debt, save for a dream, or just make ends meet, Cake Budget helps you keep it all straight. No judgment, just support for your hustle.

Traditional Budgets Don't Work for Multiple Jobs

Different Pay Schedules

Our solution: Smart Paycheck Funding handles each schedule automatically

Mixed W-2 and 1099 Income

Our solution: Protected tax slices for 1099s, regular tracking for W-2s

Multiple Financial Goals

Our solution: Create separate slices funded by specific jobs

Seasonal Income Variation

Our solution: Build buffers during busy seasons for slow periods

💪 Working multiple jobs isn't a failure—it's being responsible. Whether you're supporting a family, chasing a dream, or just making it work, we're here to help.

Built for Your Reality

Every feature designed to handle the chaos of juggling multiple paychecks and schedules.

Smart Paycheck Funding

Set automatic funding schedules for each job. Biweekly, monthly, weekly - we handle them all.

Multiple Bank Support

Connect accounts from different banks. See all your income sources in one dashboard.

Purpose-Driven Slices

Create virtual envelopes for bills, savings, taxes, fun. Fund them from specific paychecks.

Real-Time Updates

Transactions sync within seconds via webhooks. See every paycheck the moment it hits.

Automation Rules

Set up transaction categorization and funding rules once. They run forever.

Traffic Light Spending

Green, yellow, or red across all accounts. Know instantly if you can afford that purchase.

We Solve the Real Challenges

Multiple Pay Schedules

Different jobs pay on different schedules? Smart Paycheck Funding handles each one automatically.

Tax Planning

Create protected tax slices. Auto-fund them from 1099 income while leaving W-2 paychecks alone.

Transaction Categorization

Rules engine automatically sorts transactions. Split expenses across multiple slices when needed.

Purpose-Driven Budgeting

Create goal slices with target amounts and dates. See exactly which jobs are funding which goals.

Perfect for Real People

Built for teachers, nurses, retail workers—anyone juggling multiple paychecks.

💪

The Debt Crusher

Teacher by day, bartender by night to pay off loans

Dedicate bartending income to debt slice with automatic funding.

🏠

The Dream Saver

Nurse with weekend retail job saving for house

Create house down payment goal slice funded by weekend job.

⛑️

The Buffer Builder

Seasonal worker building emergency fund

Use busy season earnings to fund emergency slices for slow times.

🤹

The Goal Juggler

Three part-time jobs, multiple financial goals

Create separate slices and funding schedules for each income stream.

All Your Jobs, One Dashboard

Connect accounts from different banks. See your complete financial picture across all your income sources in real-time.

Linked accounts settings showing multiple bank connections for different jobs

Features That Actually Help

🚦

Traffic Light Spending

Green, yellow, or red across all your accounts. Know instantly if you can afford that purchase.

🍰

Virtual Envelope System

Create slices for each purpose: bills, savings, taxes, fun. Money stays in your accounts - tracking is virtual.

Real-Time Updates

Transactions sync within seconds via webhooks. See every paycheck the moment it hits.

🤖

Automation Rules

Set up rules once, they run forever. Auto-categorize transactions and fund slices.

Know What's Safe to Spend

The traffic light system gives you instant visual feedback. Green means go, yellow means caution, red means stop.

Safe-to-Spend display with traffic light colors showing spending safety

Organize Every Dollar with Purpose

Create slices for bills, emergency fund, debt payoff, and goals. Set up automatic funding from specific jobs.

List of budget slices showing different financial goals and current balances

No Shame, Just Support

Working multiple jobs isn't a failure—it's being responsible. Whether you're supporting a family, chasing a dream, or just making it work, we're here to make the financial side easier.

You're already working hard enough. Let us handle the budget math.

Ready to Simplify Your Multi-Job Life?

30-day free trial. No credit card required. Built for people who work hard.

30-Day Trial No CC required