AI-Powered Insights That Respect Your Privacy 🧠
Get personalized financial insights and recommendations powered by OpenAI, while maintaining complete control over your data.
Risk Alerts
Important actions needed to protect your finances. Get early warnings about overdrafts, unusual spending, and potential budget risks.
Spending Patterns
Understand your spending habits and discover opportunities to save. Track trends and get actionable recommendations for optimization.
Budget Performance
Monitor your slices and optimize allocations. See where your money is going and how to better distribute your funds.
Savings Goals
Track progress and find ways to reach your savings targets faster. Get personalized strategies to accelerate your financial goals.
Smart Optimizations
Get tailored suggestions to reduce costs and maximize savings. Find opportunities in subscriptions, recurring charges, and daily habits.
Budget Forecasting
See predicted cash flow trends and upcoming transactions. Plan ahead with expected income and expenses.
Powerful Insights at Your Fingertips
Chat with Your Finances 💬
Soon you'll be able to ask questions about your spending, get instant budget advice, and explore your finances through natural conversations powered by OpenAI's advanced language models.
Your Privacy Comes First
100% Opt-In
AI features powered by OpenAI are completely optional. You choose if and when to enable them.
Your Data Stays Private
Your data is securely processed through OpenAI with strict privacy controls. We never train models on your data or share it with third parties.
Enterprise-Grade Security
Leveraging OpenAI's enterprise infrastructure with bank-level encryption and security standards.
Available Features By Tier
Budget
- 30-day historical analysis
- Basic spending insights
- Automated categorization
- Weekly trend reports
Budget Pro
- 60-day historical analysis
- Advanced spending insights
- Custom categorization rules
- Daily trend updates
Family
- 60-day historical analysis
- Shared account insights
- Household spending patterns
- Multi-user recommendations
Budget with confidence, not confusion ✨
Budgeting that just makes sense. Try Cake Budget today!