Your Budget Updates As Fast As You Spend ⚡
While other apps make you wait until tomorrow, we update your budget as soon as your bank reports new transactions. No more daily batch updates.
The Problem with Daily Sync 🐌
Friday Night Dinner = Monday Morning Surprise
Spend $200 on Friday night? Most apps won't show it until Monday. That's a whole weekend of spending blind.
Overdraft Roulette
When your balance isn't current, every purchase is a gamble. Daily sync means yesterday's data, today's mistakes.
The Anxiety of Not Knowing
For ADHD and anxious brains, uncertainty is torture. Waiting 24 hours to know if you can afford groceries? Unacceptable.
Real-Time Changes Everything 🚀
Webhook Technology
We use Plaid's webhook technology. When your bank reports a transaction to Plaid, we get notified immediately - not waiting for a daily batch update like other apps.
Speed That Matters
As soon as your bank processes the transaction and sends it to Plaid, we update your budget. No waiting for tomorrow's batch update.
Bank-Grade Security
Real-time doesn't mean risky. We use Plaid's enterprise webhooks with bank-level encryption. Your data is safe and speedy.
The Real-Time Difference 📊
| Feature | Cake Budget | Other Apps |
|---|---|---|
| Update Method | Webhooks via Plaid | Daily batch pull |
| Transaction Visibility | As banks report them | Next day's batch |
| Safe-to-Spend Accuracy | Current as of last update | Yesterday's data |
| Weekend Updates | Yes, if bank reports | No, wait for Monday |
| Update Frequency | Throughout the day | Once at night |
What Real-Time Means for You
Instant Peace of Mind
Check your app and know exactly where you stand, right now.
No More Overdrafts
See pending transactions immediately, not days later.
Confident Spending
That morning coffee purchase? It's already reflected in your budget.
Weekend Warriors
Your budget works 24/7, even when banks are 'closed'.
ADHD-Friendly Updates
Real-time dopamine hits when you see your budget update instantly.
Impulse Protection
See the impact of purchases immediately, while you can still return them.
Real-Time in Real Life
Morning Coffee Run
Buy your latte at 8:15 AM. Check your app at 8:16 AM. Your safe-to-spend already reflects that $5.75. No mental math needed.
Lunch with Friends
Split the bill at noon. By the time you're back at your desk, your budget shows exactly what you have left for the day.
Grocery Shopping
Mid-shop and wondering if you can afford the fancy cheese? Check your traffic light. It's already accounting for what's in your cart.
Online Shopping
That impulse Amazon purchase? See its impact immediately. Still green? Great! Turned yellow? Maybe return it.
For the Tech-Curious 🤓
We use Plaid's webhook infrastructure to receive notifications when your bank reports new transactions. While we can't control how quickly your bank processes transactions, we update your budget as soon as Plaid tells us about them - not waiting for a nightly batch like other apps.
Translation: Most apps check once a day. We get updates pushed to us throughout the day as they become available.
Experience Real-Time Budgeting
Stop living in yesterday's budget. Get updates throughout the day as your bank reports them. 30-day free trial, no credit card required.
No credit card required • Updates start instantly