Cake Budget

Bank Sync That Updates Throughout the Day πŸš€

Connect your accounts through Plaid for secure, automatic transaction updates. No more manual entry, no more forgotten purchases.

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Webhook-Powered Updates

Unlike apps that sync once per day, we update throughout the day as your bank shares new data

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180-Day History Import

Start with 6 months of transaction history. Our rules engine can categorize it all automatically

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Multi-Account Overview

See checking, savings, and credit cards in one place. Your Safe-to-Spend considers everything

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Bank-Level Security

We never see your login credentials. Plaid handles authentication with bank-level encryption

Bank-Grade Security

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Bank-Level Security

Your data is protected with AES-256 encryption and secure bank connections through Plaid.

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No Stored Credentials

We never store your bank login information - all sensitive data is handled securely by Plaid.

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Privacy First

Your financial data is yours alone. We never sell your data or share it with third parties.

Choose Your Plan

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Budget Pro

  • 2 bank connections
  • 5 total accounts
  • Updates throughout the day*
  • Full automation features
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Family

  • 5 bank connections
  • 12 total accounts
  • Updates throughout the day*
  • Up to 3 users sharing budget

*We use Plaid webhooks to sync throughout the day. Speed depends on your bankβ€”some update in minutes, others take a few hours.

The Truth About "Real-Time" Sync

Let's be honest: No budgeting app has truly instant sync. We all depend on when banks decide to share data.

What makes us different? We use webhooks instead of daily batch updates. When your bank tells Plaid about a transaction, Plaid tells us, and we update your budget. For some banks this happens in minutes, for others it might be a few hours.

But here's what matters: You don't have to wait until tomorrow morning to see today's spending. Your budget stays current throughout the day, not just once every 24 hours.

Budget with confidence, not confusion ✨

Budgeting that just makes sense. Try Cake Budget today!

30-Day Trial No CC required