Bank Sync That Updates Throughout the Day
Connect your accounts through Plaid for secure, automatic transaction updates. No more manual entry, no more forgotten purchases.
Real-Time Updates
Unlike apps that sync once per day, we update throughout the day as your bank shares new data
180-Day History Import
Start with 6 months of transaction history. Our rules engine can categorize it all automatically
Multi-Account Overview
See checking, savings, and credit cards in one place. Your Safe-to-Spend considers everything
Bank-Level Security
We never see your login credentials. Plaid handles authentication with bank-level encryption
Bank-Grade Security
Bank-Level Security
Bank tokens and sensitive fields are protected with AES-256 encryption and secure bank connections through Plaid.
No Stored Credentials
We never store your bank login information - all sensitive data is handled securely by Plaid.
Privacy First
Your financial data is yours alone. We never sell your data. It is shared only with the services that run the app, never for marketing.
Choose Your Plan
Starter
- 1 bank connection
- Unlimited accounts per bank
- Updates throughout the day*
- Full automation features
Budget Pro
- 4 bank connections
- Unlimited accounts per bank
- Updates throughout the day*
- Full automation features
Family
- 7 bank connections
- Unlimited accounts per bank
- Updates throughout the day*
- Up to 5 users sharing budget
*We sync throughout the day via Plaid. Speed depends on your bankโsome update in minutes, others take a few hours.
The Truth About "Real-Time" Sync
Let's be honest: No budgeting app has truly instant sync. We all depend on when banks decide to share data.
What makes us different? We get notified throughout the day instead of daily batch updates. When your bank tells Plaid about a transaction, Plaid tells us, and we update your budget. For some banks this happens in minutes, for others it might be a few hours.
But here's what matters: You don't have to wait until tomorrow morning to see today's spending. Your budget stays current throughout the day, not just once every 24 hours.
Budget with confidence, not confusion
Budgeting that just makes sense. Try Cake Budget today!