Budgeting that meets you where you are 🎯
Designed to work with your brain, not against it. The budgeting tool for spenders who want to save more.
30-day free trial • Plans starting at $2.99/month • Cancel anytime
See how simple it is 👀
Safe to Spend
Be Cautious
Stop Spending
How Cake Budget Works
Bring Your Transactions
Upload transactions manually or connect your bank accounts
Create Your Slices
Divide your money into purpose-driven budget slices
Automate Your Budget
Set up rules to automatically categorize transactions
Gain Insights
Track spending patterns and know what's safe to spend
Know Exactly When It's Safe to Spend 💰
Our traffic light system takes the guesswork out of spending decisions. Set your comfort thresholds once, and let the colors guide you!
Green Zone 🟢
Balance is healthy. Feel confident in your spending decisions.
Amber Zone 🟡
Getting low. Consider your spending carefully before you spend.
Red Zone 🔴
Time to stop. Protect yourself from blowing up your funds.
From Overwhelmed to In Control 🎯
"Finally, a budgeting app that doesn't make my ADHD brain shut down! The traffic light system makes spending decisions so much clearer."
"The visual approach to budgeting changed everything for me. No more spreadsheet anxiety or confusing charts."
"Love how it tells me exactly when it's safe to spend. No more mental math or second-guessing!"
Smart Features for Financial Peace of Mind 🧠
Designed to make budgeting work for your brain, not against it ✨
Clear Visual Signals
Set your comfort thresholds once, and let our traffic light system guide your spending decisions. Green means go, amber means caution, red means stop - it's that simple! 🚦
Smart Budget Categories
Create custom slices for expenses, goals, and savings. Track progress visually and get AI-powered insights to optimize your spending! ✨
Smart Recommendations
Get personalized insights about your spending patterns and actionable recommendations to save more. Our AI helps you identify opportunities like reducing DoorDash spending or optimizing subscriptions! 📊
Set It and Forget It
Automatically categorize transactions, set recurring budgets, and track bill payments. Let Cake do the heavy lifting while you focus on what matters! 🎯
Your Data, Protected
Rest easy knowing your data is protected with AES-256 encryption. We take security seriously, so you don't have to worry about it! 🛡️
Master Your Money
Whether you're saving for a Tokyo trip 🗼 or building an emergency fund 🏦, Cake helps you track personal goals, spending, and savings all in one place. Perfect for individual budgeting and financial planning!
Grow Your Business
Keep business expenses separate and organized. Track company spending, manage expense categories, and maintain clear financial boundaries. Perfect for freelancers, small businesses, and side hustles! 📈
Is Cake Budget Right for You? 🤔
Cake Budget works best for people who want a different approach to money management.
You're a Natural Spender
You enjoy spending but want better guardrails and clarity around your finances
Traditional Budgets Don't Stick
You've tried other apps but found them too rigid or overwhelming
You're Neurodivergent
ADHD, autism, or other conditions affect how you process financial decisions
You Need Visual Clarity
Numbers alone don't help - you prefer clear visual signals for decision-making
Simple, Transparent Pricing 💰
Start with a 30-day trial. Cancel anytime. ✨
Basic
Manual Budgeting
A simple budgeting tool—manually upload transactions, track spending on your terms.
- Manual transaction upload
- Core budgeting tools
- Basic spending visualizations
- Envelope-style budgeting
- No bank connections needed
- Perfect for cash budgeting
Budget
Essentials Only
A step up from Basic—bank syncing, limited AI insights, and budgeting automation.
- 1 bank connection
- Syncs every other day
- 30-day AI insights
- Basic automation rules
- Spending visualizations
- Email support
Budget Pro
Personal Finance Pro
Take control of your money with AI insights, automated rules, and daily syncing.
- 2 bank connections
- Daily syncing
- 60-day AI insights
- Expanded automation rules
- Priority support
- Advanced spending analytics
Family
Shared Budgets
One subscription covers your entire family—sync finances across multiple users with shared budgeting and twice-daily updates.
- 5 bank connections
- Twice daily syncing
- 60-day AI insights
- Shared budgeting for the whole family
- Multiple user access (one subscription)
- Family financial dashboard
Business Essentials
Freelancer Finance
Manage personal & business finances in one place—income, expenses, invoicing, and tax tracking.
- 10 bank connections
- 6x daily syncing
- 90-day AI insights
- Business/personal separation
- Basic invoicing
- Income stream tracking
- Business account insights
Business Pro
Solopreneur Suite
The full finance suite for solopreneurs—AI-powered categorization, cash flow tracking, and real-time syncing.
- 20 bank connections
- Real-time syncing
- 90-day AI insights
- AI-powered automation
- Cash flow predictions
- Advanced P&L reports
- Priority support
- Everything in Essentials
We believe everyone should have access to smart budgeting tools. If you're a student or our prices are beyond your means, we're here to help.
Get 50% Off CodeWhat's New? 🚀
We're constantly improving Cake Budget based on your feedback
Version 1.2.0
March 2024
New AI-powered spending insights and improved bank connections
New Features
- • Added AI-powered spending pattern detection
- • New 'Safe to Spend' traffic light system
Improvements
- • Faster bank syncing with improved Plaid integration
- • Enhanced transaction categorization accuracy
Bug Fixes
- • Fixed issue with budget calculations in leap years
- • Resolved UI glitch in dark mode on mobile devices
Version 1.1.5
February 2024
Performance improvements and bug fixes
New Features
Improvements
- • Optimized app loading speed by 40%
- • Enhanced mobile responsiveness
Bug Fixes
- • Fixed transaction import issues with certain banks
- • Resolved notification delivery delays
FAQ
Everything you need to know about Cake Budget
Cake Budget is an envelope budgeting style web app that uses 'Slices' instead of envelopes. It helps you manage your finances by allocating your income into virtual slices for different budget categories. Our traffic light system gives you a quick visual indicator of your spending ability - green means you're well within budget, yellow suggests caution, and red indicates you should hold off on non-essential purchases.
Slices are Cake Budget's version of envelope budgeting envelopes. They represent different areas of your budget, such as groceries, rent, entertainment, mortgage, car insurance, etc. You allocate your income to these slices and spend from them, helping you stay within your budget.
The safe to spend number is the amount of money you can spend without going over what is currently allocated to your budget. Our traffic light system gives you a quick visual indicator of your spending ability. Green means you're well within budget, yellow suggests caution, and red indicates you should hold off on non-essential purchases.
Yes! Cake Budget allows you to transfer money between slices easily. This flexibility helps you adjust your budget as your needs change throughout the month.
No, all users can create unlimited slices regardless of their plan. However, shared slices are only available for Family plan users and higher.
Yes, you can connect multiple bank accounts to Cake Budget. The number of connections depends on your subscription plan.
Our AI analyzes your spending patterns and provides personalized recommendations to help you optimize your budget. It can identify areas where you might be overspending and suggest ways to save money.
AI insights are available at different levels depending on your plan. Basic users don't have access to AI insights. Budget users get limited 30-day insights. Budget Pro and Family users get 60-day insights. Business plans offer 90-day insights with additional features.
We take your privacy seriously. For users who opt in to AI features, we clean and anonymize the data before processing. We never train our AI models on customer data. If you delete your account, we also wipe any related AI data and insights for your account. This means you always remain in control of your information and how it's used.
Not at all! While bank syncing makes things easier, you can manually upload transactions or track cash spending. Cake Budget works great either way.
Absolutely. We use bank-level encryption and never store your bank credentials. Your security is our top priority.
We focus on clear visuals, reduced cognitive load, and intuitive interfaces. Our traffic light system and visual cues make quick decisions easier, especially for ADHD brains.
Yes! We offer a 30-day free trial. A credit card is required to start the trial, but you're free to cancel anytime. Our plans start from just $2.99/month for basic features.
Budget with confidence, not confusion ✨
Budgeting that just makes sense. Try Cake Budget today!